Commercial & Specialized Industries - Credit Risk Executive- Managing Director

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Executive in Commercial and Specialized Industries, you will lead Credit Risk for the Southeast region as well as Aerospace, Defense and Government (ADG) nationwide. You will cover the states of Virginia, Washington DC, Tennessee, Florida, Georgia, Alabama, South Carolina, North Carolina, Maryland, and Arkansas. You will manage a high-performing team of 30 risk professionals while overseeing a portfolio of 400 clients, aggregating to $8B of exposure across a diversified set of industries, including Consumer and Retail, Industrials, Business Services, and Government Contractors.
You will manage a portfolio that is complex, very active, and clients are generally rated non-investment grade and lending exposure in the portfolio covers the full spectrum of unsecured cash flow, secured cash flow, and asset-reliant secured structures.
Your broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio; expertise in structuring commercial loan transactions and managing all types of credit risk; and a comprehensive knowledge of leveraged finance principles will be important to your success in the role.
Job Responsibilities

• Manage multiple levels of credit risk professionals across geographies, markets, and lines of business
• Lead and facilitate a robust and inclusive talent strategy and development plan across the organization
• Partner with executive risk management across the organization to drive, influence, and serve as an effective challenge to the business on client selection strategy and growth objectives for the business
• Review credit approval materials, ensure all credit risk policies are followed, and utilize approval authority and/or, where necessary, present and recommend credits for approval by senior management
• Serve as a key resource to the team on credit analysis, negotiation and execution of financing terms and conditions
• Lead processes to ensure risk ratings are accurate across the portfolio and reflect a current forward-looking view of the portfolio's health
• Provide early identification and proactive management of deteriorating credits and other problem situations and drive the team to successful outcomes
• Lead periodic portfolio reviews, watch list and credit surveillance meetings
• Achieve satisfactory audit and credit review results
• Maintain a control environment consistent with internal policies

Required Qualifications, Capabilities and Skills

• Minimum of 15+ years relevant Commercial or Investment Bank Risk experience
• Superior credit, leveraged finance, negotiation, loan documentation skills
• Strong interpersonal skills and verbal and written communication, collaboration, partnership, and time management skills
• Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
• Prior management experience leading teams and influencing stakeholders
• Completion of a major corporate or investment bank credit training program, or equivalent experience, and a thorough understanding of bank credit policies and procedures
• BA/BS degree is required

Preferred Qualifications, Capabilities and Skills

• Strong experience with leveraged private equity owned businesses

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.