JPMorganChase
Financial Analysis - Business Banking Lending Finance & Pricing - Vice President
Be an Early Applicant
This Vice President role focuses on financial assessment and risk management for Lending Finance, requiring strong analytical skills and collaboration with various stakeholders.
Job Description
Join our dynamic team as a pivotal contributor to the newly established 1st Line Credit Function within our Business Banking organization. In this exciting role, you will collaborate closely with our risk partners to shape and define the risk appetite P&L for our Lending Business. Your expertise will be instrumental in driving strategic initiatives and ensuring robust risk management practices. Additionally, you will be at the forefront of developing and leveraging the innovative Retail Valuation Framework (RVF) in partnership with our esteemed Credit Risk Team.
As a Vice President in Financial Analysis on the Lending Finance & Pricing Team, you will be responsible for the financial assessment of risk strategies, impact on pricing assumptions, quantification of impact on risk appetite financial results, and support of credit risk strategy. You will report directly to the Head of BB Lending Finance. This role requires strong analytical expertise, financial knowledge, and collaboration with internal teams to balance risk and growth.
Job Responsibilities:
Required Qualifications, Capabilities and Skills:
Preferred Qualifications, Capabilities and Skills:
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
Join our dynamic team as a pivotal contributor to the newly established 1st Line Credit Function within our Business Banking organization. In this exciting role, you will collaborate closely with our risk partners to shape and define the risk appetite P&L for our Lending Business. Your expertise will be instrumental in driving strategic initiatives and ensuring robust risk management practices. Additionally, you will be at the forefront of developing and leveraging the innovative Retail Valuation Framework (RVF) in partnership with our esteemed Credit Risk Team.
As a Vice President in Financial Analysis on the Lending Finance & Pricing Team, you will be responsible for the financial assessment of risk strategies, impact on pricing assumptions, quantification of impact on risk appetite financial results, and support of credit risk strategy. You will report directly to the Head of BB Lending Finance. This role requires strong analytical expertise, financial knowledge, and collaboration with internal teams to balance risk and growth.
Job Responsibilities:
- Manage and own the implementation of various assumptions and create Retail Risk Appetite P&L, including expenses, capital, and credit losses.
- Lead the pricing forum to gather input from key stakeholders such as product, field, legal, risk, compliance, and fair lending, and document and track decisions.
- Develop reporting on portfolio performance and other key lending metrics to support strategic pricing decisions.
- Collaborate with Wholesale and Retail Finance Pricing teams to develop management dashboards that provide valuable insights.
- Oversee the controls framework, determining which processes are automated versus manual, and ensure all necessary controls are in place and properly executed.
- Conduct detailed quantitative analysis and design analytical frameworks to forecast key account performance and profitability measures, including expense allocations.
- Handle ad-hoc requests related to the financial impacts of new strategies, and updates to pricing or assumptions.
Required Qualifications, Capabilities and Skills:
- Bachelor's degree in finance-related or quantitative field
- 7+ years of experience in consumer lending, treasury, finance, or P&A at a financial services firm
- Strong aptitude in Microsoft Excel and Alteryx platform
- Ability to create financial models, reporting, and repeatable processes
Preferred Qualifications, Capabilities and Skills:
- Experience with a Lending P&L is a plus
- Experience using SAS/SQL is a plus
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
Top Skills
Alteryx
Excel
SAS
SQL
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