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JPMorganChase

Product Associate - Lending - Credit Documentation

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Hybrid
Bengaluru, Karnataka
Hybrid
Bengaluru, Karnataka

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Job Description
Join our Lending Product Development Team as a Product Associate, where innovation meets excellence in Wealth Management.
As a Lending Product Associate within the Wealth Management Team, you will support product development and lifecycle management for credit documentation. You will gather insights, conduct research, and manage the product backlog. Collaborate with cross-functional teams to align products with customer needs and business goals.
Job Responsibilities:
  • Assist in developing strategies and visions for credit documentations that deliver value to financial institutions and clients.
  • Support discovery efforts and research using design thinking approaches to uncover solutions for the challenges and integrate them into the product roadmap.
  • Maintain and develop a product backlog that supports the overall strategic roadmap for the product.
  • Participate in agile ceremonies such as sprint planning, daily stand-ups, and retrospectives.
  • Assist in the testing and release management strategy and Product testing.
  • Support the product owner and senior team members in their daily tasks and responsibilities.
  • Facilitate collaboration and communication within the team and with other departments particularly those involved in risk management and compliance.
  • Act as a point of contact for product-related queries and updates.
  • Seek opportunities to improve processes and enhance productivity and product quality.
  • Utilize design thinking methodologies to help de-risk credit documentation strategies and product investments by validating assumptions early and iterating based on user feedback.

Required qualifications, capabilities, and skills :
  • Graduate with 5+ years of experience in Banking / Financial Services or a related field.
  • Strategic and analytical thinker with a drive towards execution and results.
  • Understanding of product strategy and roadmap development.
  • Familiarity with the product development lifecycle and agile methodologies.
  • Basic data analytics and digital skills to support business transformation.
  • General market and product knowledge, with an interest in industry trends.
  • Willingness to learn and apply innovation and design thinking techniques.

Preferred qualifications, capabilities, and skills :
  • Influencing skills to manage a variety of stakeholders from different functions.
  • Team player who proactively shares knowledge and information within and outside the function and can manage other team members.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

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