The Senior Analyst - Internal Audit plans and executes internal audits, evaluates controls and compliance, and provides recommendations across fintech operations.
Nium, the Leader in Real-Time Global Payments
Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the role:
The Sr Analyst – Internal Audit is responsible for planning and executing risk-based internal audits across NIUM’s financial services operations. The role focuses on evaluating internal controls, risk management practices, and regulatory compliance, and providing practical recommendations to strengthen governance and processes in a multi-country fintech environment. The role also requires exposure to technology-driven operations and system-based controls.
Key Responsibilities:
- Plan and execute internal audits across business, operational, financial, compliance, and technology areas.
- Perform end-to-end audit activities including scoping, walkthroughs, testing, documentation, and reporting.
- Assess the design and operating effectiveness of internal controls, including system-based and automated controls.
- Participate in regulatory and compliance reviews, including exposure to AML / CFT and DORA-related audit areas, as part of the overall audit plan.
- Evaluate processes and controls across cross-border operations, payment services, and multiple jurisdictions.
- Prepare clear and concise audit reports with actionable recommendations and agreed timelines.
- Track audit observations and follow up on remediation actions.
- Work closely with business, operations, technology, and compliance teams across geographies while maintaining audit independence.
Requirements:
- 3–6 years of experience in internal audit, risk, or controls within fintech, payments, banking, or regulated financial services.
- Prior experience in internal audit or Big 4 risk advisory preferred.
- Experience working in or auditing cross-country / multi-jurisdiction financial services operations.
- Exposure to AML / CFT regulatory audits or reviews as part of broader audit or risk work.
- Experience or exposure to DORA (Digital Operational Resilience Act) audits, ICT risk, or operational resilience reviews.
- Hands-on experience in testing system-based and IT-dependent controls.
- Working knowledge of AI-enabled audit, risk, or compliance tools is an advantage.
- Good understanding of payment services business models, fund flows, and operational processes.
- CIA (Certified Internal Auditor) / CISA / CA / CPA.
- CAMS or equivalent AML certification – desirable.
- Strong understanding of internal audit methodology, risk management, and internal controls.
- Ability to test and evaluate system-based, automated, and IT-dependent controls.
- Working knowledge of regulatory compliance in financial services across multiple jurisdictions.
- Comfort with technology-enabled environments, including AI-supported tools and data-driven reviews.
- Strong analytical, documentation, and reporting skills.
- Effective communication with stakeholders across regions.
- Independent, practical, and collaborative working style.
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more detailed region specific benefits : https://www.nium.com/careers#careers-perks
For more information visit www.nium.com
Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.
Top Skills
Ai-Enabled Audit Tools
Aml
Cft
Compliance Tools
Dora
It-Dependent Controls
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