Software Engineer II

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Engineer II
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. We drive innovation to deliver secure, seamless digital payment solutions that enable a world beyond cash.
Overview
The B&MI Technology team builds cutting-edge analytics and reporting platforms that serve a global customer base. We are looking for a motivated Full Stack Developer (L8) with 3+ years of experience to design and deliver scalable, secure, and high-performance enterprise applications.
This role involves working closely with cross-functional teams to build modern microservices-based systems, intuitive front-end applications, and leverage emerging AI-enabled development practices to accelerate delivery and innovation.
Role & Responsibilities• Design, develop, and maintain full stack applications using Java (Spring Boot, Microservices) and modern UI frameworks (React/Angular).• Build and consume RESTful APIs and ensure seamless integration across services.• Collaborate with product owners and stakeholders to gather and refine requirements.• Ensure solutions align with enterprise architecture and development standards.• Develop scalable, resilient, and secure applications with high availability and performance.• Contribute to system design discussions, architecture decisions, and code reviews.• Work in Agile teams and participate in sprint planning, story grooming, and retrospectives.• Ensure compliance with security standards, data privacy guidelines, and regulatory requirements.• Troubleshoot and resolve production issues with a focus on root-cause analysis.• Contribute to CI/CD pipelines, DevOps practices, and automation initiatives.• Continuously improve code quality through testing, monitoring, and performance tuning.
All About You (Required Skills & Experience)
Core Technical Skills• 3+ years of experience in full stack development• Strong expertise in:
o Java (8+), Spring Boot, Microservices architecture
o Frontend frameworks: React (preferred) / Angular
o HTML, CSS, JavaScript/TypeScript• Experience with REST APIs, JSON, and web services• Proficiency in relational databases (Oracle, PostgreSQL) and/or NoSQL (MongoDB)• Good understanding of OOP, design patterns, and clean coding practices
Preferred / Differentiating Skills
AI-Driven Development• Experience or strong exposure to AI-enabled software development practices• Hands-on or conceptual experience with:
o AI coding assistants / copilots (e.g., GitHub Copilot or similar tools)
o Agent-based development workflows (multi-step automation using AI agents)
o Integrating LLMs (Large Language Models) into applications or developer workflows
o Automating testing, code generation, or documentation using AI tools• Ability to leverage AI tools to improve developer productivity, code quality, and delivery speed
Cloud & DevOps• Exposure to cloud platforms (AWS preferred: EC2, ECS, S3)• Familiarity with CI/CD tools (Jenkins, Maven/Gradle)• Experience with containerization (Docker/Kubernetes) is a plus
Additional Skills• Knowledge of Agile methodologies (Scrum/Kanban)• Experience with performance optimization and monitoring tools• Understanding of security best practices (OAuth, JWT, encryption)
Soft Skills• Strong analytical and problem-solving mindset• Effective communication and collaboration skills• Ability to work in a fast-paced, Agile environment• Proactive, self-driven, and results-oriented
Education• Bachelor's degree in Computer Science, Information Technology, or equivalent
Nice to Have• Exposure to event-driven architectures (Kafka)• Experience with testing frameworks (JUnit, Mockito, Cypress)• Knowledge of FinTech or payment systems domain
Why Join Us?• Work on global-scale platforms that impact millions• Opportunity to innovate using AI-assisted development and modern cloud-native architectures• Engage with cutting-edge technologies in a highly collaborative environment
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.