Teams at Kotak Mahindra Bank

Leads branch sales and profitability by growing deposits, deepening customer relationships, cross-selling financial products, generating fee income, and managing branch performance. Ensures excellent customer service, regulatory compliance, operational effectiveness, team productivity, and morale while coordinating with product and marketing teams on sales initiatives and service improvements.

Manage used and new car loan business by developing dealer, DSA, broker, and direct-business relationships. Plan strategies to achieve sales, profitability, portfolio health, and IRR targets. Oversee dealer onboarding, lead allocation, portfolio management, channel performance, team training, and geographic sales operations. Evaluate preliminary customer funding decisions, monitor nonstarter and PDD cases, and identify new business opportunities.

Manages auto-loan sales through car dealers, direct sales agents, and direct sales teams. Responsibilities include recruiting and empaneling channel partners, leading team performance, conducting product and policy training, coordinating promotions, ensuring sourcing quality, obtaining credit approvals, monitoring competitors, resolving customer queries, and developing relationships to grow revenue.