Jobs at Kotak Mahindra Bank

Acquire and manage high-net-worth individual customers for retail loans and banking services. Grow CASA deposits, cross-sell insurance and mutual funds, maintain client relationships, and generate revenue. Coordinate with credit, legal, operations, product teams, and channel partners while ensuring KYC compliance, complete documentation, timely customer support, and new business development through existing relationships.

Manage and grow an existing working capital client portfolio through renewals, credit-limit enhancements, relationship development, cross-selling, and new customer acquisition. Assess client business models and cash flows, monitor utilization and compliance, minimize delinquencies, manage early-warning accounts, and resolve issues with internal teams. Conduct client visits, collect required documentation, maintain CASA accounts, and generate float income.

Manage and grow the Commercial Vehicle business within the Saral Auto segment. Handle account opening, DMAT services, grievances, cheque book requests, and other customer service needs. Meet sales targets for banking and investment products through cross-selling and referrals, provide tailored financial solutions, support HNI relationship managers, and maintain strong customer relationships while balancing service quality and sales performance.

Leads Trade and Forex Sales by managing sales professionals, developing market expansion strategies, building client relationships, monitoring performance, identifying product opportunities, ensuring regulatory compliance, and representing the bank at industry and client events. The role requires strong trade and forex expertise, leadership, analytical ability, CRM proficiency, and business travel as needed.

Acquires and manages high-value business banking customers, grows deposits, drives cross-sell and fee income, and delivers strong customer service. Ensures branch regulatory compliance, oversees administration, manages team productivity and morale, owns branch profitability and P&L performance, and collaborates with product and marketing teams on new offerings and sales initiatives.

Manage and grow mortgage sales through DSA and branch channels. Responsibilities include onboarding and training DSA partners, driving business growth, ensuring KYC and documentation compliance, coordinating with Credit, Legal, Technical, RCU, and Operations teams, processing customer applications, closing disbursement documentation, and maintaining customer and partner satisfaction throughout the loan lifecycle.

Acquire retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manage channel partner relationships, maintain documentation and KYC compliance, coordinate loan processing with internal teams, track application status, resolve customer queries, and achieve monthly and quarterly sales targets for home loans, LAP, and personal loans.

Manage and grow mortgage product sales through DSA and branch channels. Responsibilities include onboarding and developing DSA partners, training sales teams, ensuring KYC and documentation compliance, processing customer applications through disbursement, coordinating with Credit, Legal, Technical, RCU, and Operations teams, and maintaining customer and partner satisfaction throughout the loan lifecycle.

Manage and grow mortgage sales through DSA and branch channels. Responsibilities include empaneling and developing DSA partners, training sales teams, ensuring KYC and documentation compliance, processing customer applications, coordinating with Credit, Legal, Technical, RCU, and Operations teams, closing disbursement documentation, and maintaining customer and partner satisfaction throughout the loan lifecycle.

Acquires retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manages channel-partner relationships, generates leads, ensures KYC and documentation compliance, coordinates loan processing with internal teams, tracks applications, resolves customer queries, and achieves sales targets for home loans, loans against property, and personal loans.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA accounts, cross-sell insurance and mutual funds, nurture client relationships, coordinate with internal teams and channel partners, ensure KYC compliance and documentation, and provide end-to-end customer support to generate revenue and new business.

Manage collections and asset recovery for retail loan portfolios. Responsibilities include monitoring collection efficiency, resolving delinquent accounts, coordinating repossessions and asset sales, working with agencies and field teams, conducting necessary field visits, training collections staff, and coordinating legal actions while ensuring compliance with bank policies and regulations.

Manage and grow the Commercial Vehicle business by handling customer service requests, opening accounts, resolving grievances, and supporting DMAT services. Sell banking and investment products through cross-selling and referrals, achieve sales targets, provide tailored financial solutions, support HNI relationship managers, and maintain customer satisfaction and retention.

Performs commercial banking operations including legal-document verification, stamp-duty compliance, collateral and limit maintenance, CERSAI charge management, insurance coordination, disbursement support, post-disbursement tracking, file handovers, audit-query resolution, and MIS reporting. Coordinates with business units, treasury, CMS, loan maintenance, vendors, auditors, and other internal teams to ensure accurate records, timely documentation closure, and compliance with sanction terms and regulatory requirements.

Acquire and manage high-net-worth Priority Banking customers, generate leads, deepen relationships, cross-sell banking products, and deliver excellent customer service. The role includes executing sales initiatives, educating clients, coordinating with product managers and group companies, maintaining relationship records, resolving queries, and ensuring compliance with bank policies.

Drives corporate employee deposit growth, cross-sells mutual funds and insurance, generates fee income, oversees branch administration, ensures regulatory compliance, manages team productivity, and maintains customer satisfaction across mapped branches.

Drives business banking customer acquisition, deposit growth, cross-selling of financial products, fee income, and transaction-service sales. Oversees branch operations, regulatory compliance, customer service, team productivity, profitability, P&L performance, and coordination with product and support teams.

Acquire and manage high-net-worth Priority Banking customers, generate leads, deepen relationships, cross-sell banking products, and deliver high-quality customer service. The role includes educating clients, executing sales and engagement initiatives, coordinating with product managers and group companies, maintaining relationship records, resolving queries, and ensuring compliance with bank policies.

Lead credit underwriting for working capital finance, including fund- and non-fund-based products. Manage credit professionals, evaluate and structure customer proposals, assess home loans and loans against property, monitor portfolio quality, and make timely credit decisions. Conduct customer visits, review financial and property-related information, coordinate with cross-functional teams, implement credit policies, train team members, and mentor CPAs.

Acquires and manages high-value business banking customers, grows deposits, drives cross-selling and fee income, and ensures strong customer service and regulatory compliance. Oversees branch administration, team productivity and morale, profitability, break-even and P&L performance. Partners with product, marketing and other departments on product development, service improvements and sales initiatives.