Teams at Kotak Mahindra Bank

Assesses applicant creditworthiness using financial statements, credit reports, ratios, cash flows, and collateral values. Conducts loan risk assessments, sets credit limits and terms, monitors early-stage delinquencies, and ensures regulatory compliance. Builds relationships with clients and cross-functional teams, handles high-volume casework, supports policy implementation, and mentors CPAs while monitoring productivity and output quality.

Assesses applicant creditworthiness, evaluates loan risk using financial statements, ratios, cash flows, and collateral, and establishes credit limits and terms. Monitors early-stage delinquencies, ensures regulatory and policy compliance, manages high-volume underwriting cases, supports clients and cross-functional teams, and mentors CPAs while monitoring productivity and output quality.

Manages auto-loan sales through car dealers, direct sales agents, and sales teams. Responsibilities include channel partner empanelment, team recruitment and training, sales performance management, promotional activities, quality sourcing, business approvals, competitor monitoring, customer relationship development, and resolving product-related queries.