Prepare credit appraisal notes for SME lending clients, coordinate with business teams and customers to gather information, assess risk terms, monitor accounts against sanction conditions, and produce monthly or quarterly monitoring reports.
SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers.
Description for Internal Candidates
•Preparation of Credit Appraisal notes for SME clients.
•Discuss with business on Terms and Conditions for risk assessments
•Discuss with customers for obtention of information for preparation of CRANs.
•Monitor the accounts based on the terms stipulated by Sanctioning Authority.
Prepare Monthly/Quarterly Monitoring Reports
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