Lead credit underwriting for working capital finance, including fund- and non-fund-based products. Manage credit professionals, evaluate and structure customer proposals, assess home loans and loans against property, monitor portfolio quality, and make timely credit decisions. Conduct customer visits, review financial and property-related information, coordinate with cross-functional teams, implement credit policies, train team members, and mentor CPAs.
We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.
ResponsibilitiesManage a team of Credit Managers and oversee underwriting activities.
Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based).
Ensure high-quality underwriting and support branch business targets through training.
Conduct customer visits for personal discussions and deal structuring.
Monitor portfolio quality through regular review of monitoring reports.
Evaluate proposals for Home Loans and Loan Against Property.
Make credit decisions within defined turnaround times (TAT).
Understand property-related aspects such as legal title and market value.
Coordinate with sales, operations, legal, technical, and customer service teams.
Implement head office and local credit policies at the ground level.
Mentor CPAs and monitor their productivity and output quality.
Similar Jobs
Fintech • Payments • Financial Services
Lead a credit team responsible for underwriting working capital, home loan, and loan-against-property proposals. Evaluate financials and property-related risks, structure deals, make timely credit decisions, monitor portfolio quality, conduct customer visits, and coordinate with sales, legal, technical, operations, and customer service teams. Implement credit policies, train team members, and mentor CPAs while monitoring productivity and underwriting quality.
Artificial Intelligence • Big Data • Healthtech • Information Technology • Machine Learning • Software • Analytics
Leads delivery of enterprise conversational AI platforms, including chatbots and voice bots. Oversees Agile execution, technical architecture, cloud-native engineering, CI/CD, Terraform, Responsible AI, and AI adoption. Partners with product, security, architecture, and business teams while managing risks and executive communication. Mentors engineers and technical leads, supports hiring and performance management, and ensures scalable, secure, compliant, and operationally excellent solutions.
Top Skills:
Agentic AiAmazon ConnectAmazon LexAWSAzureCcaasCi/CdConversational AiDevOpsDevsecopsFive9Generative AiGenesysGoogle AdkGCPGoogle DialogflowLlmsNiceNode.jsPythonRagShift-Left EngineeringTerraformTypescript
Artificial Intelligence • Big Data • Healthtech • Information Technology • Machine Learning • Software • Analytics
Leads quality engineering for contact center, BOT, RPA, and enterprise applications. Owns test strategy, planning, automation, performance testing, deployment validation, release readiness, and post-release monitoring. Develops and maintains automated scripts, enhances testing frameworks, establishes QA governance and metrics, analyzes quality trends, and mentors QA teams. Collaborates with technical and business stakeholders while applying AI tools, CI/CD, and DevOps practices to improve quality and scalability.
Top Skills:
AIApi TestingBotC#Ci/CdCyaraDatabase TestingDevOpsIntegration TestingJavaJavaScriptPerformance TestingPythonRpaUi Testing
What you need to know about the Chennai Tech Scene
To locals, it's no secret that South India is leading the charge in big data infrastructure. While the environmental impact of data centers has long been a concern, emerging hubs like Chennai are favored by companies seeking ready access to renewable energy resources, which provide more sustainable and cost-effective solutions. As a result, Chennai, along with neighboring Bengaluru and Hyderabad, is poised for significant growth, with a projected 65 percent increase in data center capacity over the next decade.
