National Payments Corporation Of India (NPCI)
Jobs
Senior Associate IMPS, AEPS and NETC Design and Development
National Payments Corporation Of India (NPCI)
Senior Associate IMPS, AEPS and NETC Design and Development
Be an Early Applicant
Leads end-to-end design, delivery, operation, and enhancement of high-volume IMPS, AEPS, NETC, and CTS payment platforms. Builds resilient, secure, low-latency distributed systems and APIs, drives performance and scalability improvements, manages API governance, supports regulatory compliance, and establishes responsible AI-assisted engineering practices. Mentors engineers and promotes automation, DevOps, and engineering best practices.
We are seeking a Fullstack Application Engineer (with AI Capabilities) to drive the design, delivery, and continuous enhancement of IMPS / AEPS / NETC / CTS platforms.
This role involves building and managing real-time, high-volume payment systems with a strong focus on availability, resilience, security, performance, and AI-assisted engineering practices.
- Job Title: Senior Associate– Payment Systems
- Division: Application Development
- Experience: 3–6 Years
- Education: B.E. / B.Tech / M.E. / M.Tech
- Location: Mumbai/Chennai/Hyderabad
- Employment Type: Full-Time (Permanent)
Your team will design and operate high-throughput, low-latency APIs and services processing millions of transactions daily.
Your work will directly contribute to:
- Financial inclusion
- System reliability and operational excellence
- Trust in India’s digital payments ecosystem
- Lead end-to-end delivery of IMPS/AEPS/NETC/CTS platforms
- Drive system improvements in performance, scalability, and resilience
- Ensure regulatory compliance and secure system design
- Own API lifecycle management and service governance
- Implement AI-assisted development practices responsibly
- Define standards for AI adoption in engineering workflows
- Mentor engineers and promote engineering best practices & automation
- Build and operate high-availability, fault-tolerant distributed systems
Requirements
- Strong expertise in Java (Spring Boot), Microservices, Distributed Systems
- Experience with Apache Kafka / event-driven architectures
- Strong knowledge of databases: Oracle, PostgreSQL, Cassandra, YugabyteDB, KDB+
- Hands-on with AI-assisted development tools (Copilots, AI code assistants)
- Experience in containerization (Docker) and orchestration (Kubernetes)
- Knowledge of CI/CD pipelines (Jenkins, GitLab)
- Familiarity with API gateways (Kong, NGINX)
- Strong understanding of performance tuning, concurrency, resilience patterns
- Proven experience building large-scale payment / banking systems
- Strong background in real-time, mission-critical applications
- Experience managing high transaction volume systems
- Ability to balance AI-driven productivity with engineering rigor
- Strong leadership, mentoring, and stakeholder collaboration skills
- Experience in IMPS / AEPS / NETC / CTS or similar payment platforms
- Exposure to regulatory and compliance-driven ecosystems
- Experience in modern engineering practices and DevOps environments
National Payments Corporation Of India (NPCI) Chennai, Tamil Nadu, IND Office
8th Level, VBC Solitaire,, 47 & 49 Bazullah Road, T. Nagar, Chennai, Tamil Nadu, India, 600 017,
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