Design, deploy, and monitor machine learning models for credit risk scoring, ensuring accuracy, interpretability, and regulatory compliance. Collaborate with data engineering, product, finance, risk, and business teams throughout the product lifecycle. Maintain model performance through retraining, track regulatory developments, improve platform capabilities, and mentor junior data scientists and engineers.
Role : Senior Data Scientist
Experience: 3 to 5 years
About the Role:
We seek a skilled Senior Data Scientist to join our team in building a cutting-edge Credit Risk Machine Learning platform. This platform delivers sophisticated credit scoring models and transparent explanations behind each score to support clients' credit monitoring and management activities.
As a Senior Data Scientist, you will be key in designing, developing, and deploying machine learning models that assess credit risk, ensuring high accuracy, interpret ability, and compliance with regulatory requirements. Your experience in machine learning, credit risk modelling, and strong Python programming skills will be crucial in driving innovation and business value for our clients.
About the Role:
We seek a skilled Senior Data Scientist to join our team in building a cutting-edge Credit Risk Machine Learning platform. This platform delivers sophisticated credit scoring models and transparent explanations behind each score to support clients' credit monitoring and management activities.
As a Senior Data Scientist, you will be key in designing, developing, and deploying machine learning models that assess credit risk, ensuring high accuracy, interpret ability, and compliance with regulatory requirements. Your experience in machine learning, credit risk modelling, and strong Python programming skills will be crucial in driving innovation and business value for our clients.
Key Responsibilities:
Align data solutions with business objectives and technical constraints, adapting to the evolving market dynamics, regulatory landscape and client requirements.
Work closely with cross-functional teams, including data engineering, product management, and business teams, to manage and lead various aspects of the product lifecycle, from conception to delivery.
Monitor model performance and maintain risk management protocols by retraining models as needed, ensuring ongoing accuracy and regulatory compliance.
Stay updated on industry trends, regulations, and emerging technologies to improve the models continuously and the platform.
Provide mentorship and guidance to junior data scientists and engineers within the team.
Key Responsibilities:
Align data solutions with business objectives and technical constraints, adapting to the evolving market dynamics, regulatory landscape and client requirements.
Work closely with cross-functional teams, including data engineering, product management, and business teams, to manage and lead various aspects of the product lifecycle, from conception to delivery.
Monitor model performance and maintain risk management protocols by retraining models as needed, ensuring ongoing accuracy and regulatory compliance.
Stay updated on industry trends, regulations, and emerging technologies to improve the models continuously and the platform.
Provide mentorship and guidance to junior data scientists and engineers within the team.
Required Skills:
Technical Skills
Expertise in statistical analysis, including hypothesis testing, regression analysis, probability theory, and data modelling techniques, to extract insights and validate machine learning models.:
Experience in designing, developing, and delivering end-to-end data products and solutions.
Expertise in model explain ability techniques (e.g. SHAP, LIME) and regulatory compliance for risk models.
Strong proficiency in Python and working knowledge of PySpark.
Proficiency in building and deploying models on cloud platforms (AWS).
Experience with NLP techniques is good to have.
Domain Skills:
Ability to collaborate with finance and risk teams to ensure model outputs align with business objectives and regulatory requirements.
Familiarity with key financial instruments, regulatory frameworks (e.g., Basel III, IFRS 9), and their impact on risk assessment models.
Education and Experience:
Bachelor’s/Advanced degree in Data Science, Statistics, Mathematics, Computer Science, or a related field.
3 to 5 years of experience in the data science and machine learning domain
Experience in the financial sector or credit risk management is a bonus.
Yubi Chennai, Tamil Nadu, IND Office
Chennai, Tamil Nadu, India, 600035
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