The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.
Responsibilities:
- Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
- Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
- Maintain an executive document to track all request, changes, and action plans performed on credit reports
- Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
- Prepare portfolio and related credit information for internal and external auditors
- Make evaluative judgements based on the analysis of factual information
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- Relevant experience required
- Experience in credit operations or similar position
- Knowledge of the processes, procedures and systems
- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
- Ability to work in a team-oriented environment
Education:
- Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
------------------------------------------------------
Job Family Group: Operations - Services------------------------------------------------------
Job Family:Credit Maintenance------------------------------------------------------
Time Type:------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Citi Chennai, Tamil Nadu, IND Office
C P Ramaswamy Road, Chennai, Tamil Nadu, India, 600018
