Underwrite and appraise CV and CE loan proposals, perform credit and risk analysis, ensure documentation and policy compliance, monitor loan accounts and delinquency, prepare reports, maintain credit TAT, and provide credit training to the business team.
Underwriting
Responsibilities(1) Appraising proposals for CV and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
(2) Supervising, controlling delinquency and credit loss
(3) Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of reports
(4) Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge of: - Financial & Credit Risk analysis
(5) Maintaining credit TAT
(6) Any other credit related activities assigned by HOD credit.
QualificationsExperience Range : 5 to 10 Years
Qualifications :
Graduate (Any Specialisation)
CA
MBA (Finance)
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