Jobs at CSB Bank

Manage branch customer relationships, service requests, account documentation, KYC and CKYC submissions, regulatory compliance, customer acquisition, and portfolio growth. Conduct cold calls and below-the-line activities, cross-sell insurance and investment products, activate digital banking services, and meet acquisition, balance, usage, and service-level targets.

Manages credit administration for SME and Wholesale Banking, including preparation and verification of loan, sanction, and security documents. Ensures compliance with sanction terms, pre- and post-disbursement conditions, legal requirements, risk policies, and audit standards. Coordinates with Legal and business teams, resolves stakeholder queries, supports limit uploads and mortgage creation, maintains processing accuracy and turnaround times, and identifies process and risk improvements.

Independently manages and validates reconciliation activities, investigates exceptions, performs root cause analysis, resolves aged breaks, and reviews reconciliation certifications. The role monitors quality, service levels, controls, and exception ageing; challenges inadequate investigations; supports audits, regulatory reviews, risk assessments, and governance reporting; and identifies opportunities to automate and improve reconciliation processes.

Performs daily reconciliation across banking products, payment channels, settlement and suspense accounts, and internal systems. Investigates unmatched transactions, monitors ageing exceptions, prepares MIS and exception reports, maintains audit evidence and control documentation, and coordinates with Finance, Operations, Technology, and business stakeholders to resolve outstanding items within SLAs. Identifies high-risk exceptions, potential losses, and amount-at-risk items while supporting audits and compliance reviews.

The Credit Manager analyzes and evaluates loan portfolio risks, assesses customer creditworthiness, recommends credit decisions, and improves operational efficiency in handling high-value deals.

Enter and process inland, retail and forex trade finance transactions into the bank's Core Banking/Satellite systems, ensuring accuracy, timely TAT adherence, and compliance with RBI/FEMA norms to avoid operational loss. Support data retrieval from regulator websites and pursue quality courses such as Trade Finance and AML.

The role involves developing relationships with OEMs and dealers, achieving sales targets, acquiring customers, and maintaining relationships.

Own business sourcing and channel relationship management for loan disbursement. Coordinate end-to-end disbursement processes, ensure documentation and credit approval compliance, empanel dealers, allocate resources, and hire/train/motivate the sales team to achieve targets.

Serve branch customers, handle account servicing and operations per audit compliance, acquire new-to-bank customers through area mapping and cold outreach, complete accurate AOF/KYC/CKYC, cross-sell products (insurance, investments), activate digital banking, and manage portfolio balances and service requests within TAT.

Authorize Trade Finance, Retail Inland, and Forex transactions in the core banking system per bank policies, SOPs, ICC, RBI/FEMA. Verify compliance with AML/KYC and regulatory requirements, meet TATs, support branches, maintain operational controls, assist audits, and prevent operational losses through diligent maker-checker authorization.

Source and close trade and forex deals directly and via branches; meet revenue, CASA and fee targets; guide branches on FEMA/RBI/ICC-compliant documentation and Trade Hub processing to improve FTR and TAT.

Manage two-wheeler business sourcing, supervise sales teams, maintain customer relationships, ensure compliance, and drive business growth with a focus on profitability.

Oversee HR operations, manage trust accounts, handle disciplinary actions, supervise recruitment and promotions, and approve financial transactions for the HR department.

Develop and maintain relationships with OEMs and dealers to acquire customers and achieve annual targets. Own business targets, collaborate with stakeholders, and sustain client relationships to meet company goals.

Underwrite and appraise CV and CE loan proposals, perform credit and risk analysis, ensure documentation and policy compliance, monitor loan accounts and delinquency, prepare reports, maintain credit TAT, and provide credit training to the business team.

Promote bank products and services, achieve targets through direct and indirect sales, and identify cross-sell opportunities. Conduct market research and support client meetings.

The Application Developer collaborates with project teams to ensure adherence to development standards and coding frameworks during application development.

Serve and retain branch customers while driving new-to-bank acquisition of CASA/term deposits/loans through referrals and cross-sell. Perform area mapping, cold calls and BTL activities; complete accurate AOF/KYC and CKYC submissions; cross-sell insurance/investments and activate digital banking; manage assigned portfolio balances, usage and service requests within TAT, maintaining audit compliance.

The role involves processing export/import documents, coordinating with trade operations, maintaining accuracy, and ensuring compliance with regulations while serving customers.

Manage and mentor sales team to achieve targets in promoting Current Accounts, ensuring compliance and driving cross-sell opportunities.