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Software Engineering Manager - API Mortgage

Reposted 8 Days Ago
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In-Office
Chennai, Tamil Nadu, IND
Senior level
In-Office
Chennai, Tamil Nadu, IND
Senior level
Lead end-to-end delivery for mortgage, imaging, and lending platforms. Drive Agile practices, API-led and event-driven integrations, cloud-enabled scalable solutions, OCR/document processing and workflow automation. Ensure regulatory compliance, production stability, vendor management, and build high-performing offshore engineering teams while partnering with onshore product and architecture stakeholders.
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At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Key Responsibilities 

Delivery Leadership 

Lead end-to-end delivery across mortgage, imaging, and lending platforms 

Ensure on-time, high-quality execution aligned to business priorities 

Drive Agile practices (sprint planning, backlog, release management) 

Proactively manage risks, dependencies, and production stability 

 

Platform Engineering, Imaging & Integration 

Support development across: 

Loan servicing systems supporting mortgage, consumer, and commercial loan products 

Imaging, OCR, and document workflow platforms 

Execute core capabilities: 

Document ingestion, OCR, and intelligent document processing 

Workflow automation and document lifecycle management 

Integration with LOS and downstream systems 

Drive: 

API-led and event-driven integrations 

Scalable, secure, cloud-enabled solutions 

Improve efficiency through: 

Automation and reduced manual processing 

Faster turnaround times and higher data accuracy 

 

Compliance & Risk 

Ensure adherence to CFPB, TILA, ECOA, and Fair Lending standards 

Support audits and regulatory reviews with onshore teams 

Enforce secure coding, access controls, and audit readiness 

 

Vendor Collaboration 

Support vendor delivery, integrations, and SLA adherence 

Partner with onshore leaders on vendor performance tracking 

 

People Leadership (Core) 

Lead offshore teams (hiring, performance, development) 

Build a high-performing, accountable engineering culture 

Drive engagement, retention, and skill growth 

 

Stakeholder Partnership 

Act as primary offshore delivery lead for India 

Partner with onshore leaders, product, and architecture teams 

Provide clear updates on progress, risks, and capacity 

 

Qualifications 

Basic 

Bachelor’s degree in technology or related field 

8+ years in technology delivery/engineering 

3+ years leading offshore or distributed teams 

 

Preferred 

Experience in mortgage, lending, or financial services 

Understanding of mortgage lifecycle (origination → servicing/default) 

Experience with document imaging, OCR, or ECM platforms 

Experience in global delivery (onshore–offshore model) 

 

Technical 

APIs and service-based architectures 

Document processing and imaging platforms 

Cloud (AWS/Azure) 

Agile, DevSecOps, CI/CD 

Mainframe (Nice to Have) 

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.

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