Top Tech Jobs & Startup Jobs in Chennai

Manage branch customer relationships, service requests, account documentation, KYC and CKYC submissions, regulatory compliance, customer acquisition, and portfolio growth. Conduct cold calls and below-the-line activities, cross-sell insurance and investment products, activate digital banking services, and meet acquisition, balance, usage, and service-level targets.

Manages credit administration for SME and Wholesale Banking, including preparation and verification of loan, sanction, and security documents. Ensures compliance with sanction terms, pre- and post-disbursement conditions, legal requirements, risk policies, and audit standards. Coordinates with Legal and business teams, resolves stakeholder queries, supports limit uploads and mortgage creation, maintains processing accuracy and turnaround times, and identifies process and risk improvements.

Independently manages and validates reconciliation activities, investigates exceptions, performs root cause analysis, resolves aged breaks, and reviews reconciliation certifications. The role monitors quality, service levels, controls, and exception ageing; challenges inadequate investigations; supports audits, regulatory reviews, risk assessments, and governance reporting; and identifies opportunities to automate and improve reconciliation processes.

Performs daily reconciliation across banking products, payment channels, settlement and suspense accounts, and internal systems. Investigates unmatched transactions, monitors ageing exceptions, prepares MIS and exception reports, maintains audit evidence and control documentation, and coordinates with Finance, Operations, Technology, and business stakeholders to resolve outstanding items within SLAs. Identifies high-risk exceptions, potential losses, and amount-at-risk items while supporting audits and compliance reviews.

The Credit Manager analyzes and evaluates loan portfolio risks, assesses customer creditworthiness, recommends credit decisions, and improves operational efficiency in handling high-value deals.

Enter and process inland, retail and forex trade finance transactions into the bank's Core Banking/Satellite systems, ensuring accuracy, timely TAT adherence, and compliance with RBI/FEMA norms to avoid operational loss. Support data retrieval from regulator websites and pursue quality courses such as Trade Finance and AML.

The role involves developing relationships with OEMs and dealers, achieving sales targets, acquiring customers, and maintaining relationships.

Own business sourcing and channel relationship management for loan disbursement. Coordinate end-to-end disbursement processes, ensure documentation and credit approval compliance, empanel dealers, allocate resources, and hire/train/motivate the sales team to achieve targets.

Authorize Trade Finance, Retail Inland, and Forex transactions in the core banking system per bank policies, SOPs, ICC, RBI/FEMA. Verify compliance with AML/KYC and regulatory requirements, meet TATs, support branches, maintain operational controls, assist audits, and prevent operational losses through diligent maker-checker authorization.

Source and close trade and forex deals directly and via branches; meet revenue, CASA and fee targets; guide branches on FEMA/RBI/ICC-compliant documentation and Trade Hub processing to improve FTR and TAT.